Vision Capital Limited is committed to improving the quality of life for all entrepreneurs through the provision of credit savings instrument and other financial services, through establishment of sustainable and profitable institutions that operate on commercial principles and serve large volumes of clients who cannot afford services offered by traditional financial institutions.
Vision Capital Limited
Vision Capital Limited is committed to improving the quality of life for all entrepreneurs through the provision of credit savings instrument and other financial services, through establishment of sustainable and profitable institutions that operate on commercial principles and serve large volumes of clients who cannot afford services offered by traditional financial institutions…….
MISSION: ‘To provide affordable financial services for low and medium income households in the region through provision of market driven products that empower customers to have a positive impact on their lives’
VISION: To be a preferred leading provider of quality and affordable financial services in the region
Core Values
In an endeavour to realise its vision and mission, VCL upholds the following core values:
Vision Capital provides various financial services, including Asset Loans, Business Loans, Education Loans, Check-Off Loans, Agri-Business Loans, Renewable Energy Loans, and Business Insurance Cover.
Eligibility depends on the type of loan, but generally, individuals, business owners, salaried employees, and farmers can apply, subject to meeting the required criteria.
Repayment terms vary based on the loan type, loan amount, and agreement with the borrower. Most loans offer flexible repayment plans to suit different financial capacities.
Loan approvals are fast and efficient, with some products like Faster Faster Loans being processed within a few hours or same-day approval. Other loans may take 24 to 72 hours, depending on the documentation and evaluation process.
Required documents include a national ID, recent payslips (for salaried individuals), business records (for business owners), bank statements, and guarantor details, depending on the loan type.
Some loans, such as Check-Off Loans and Faster Faster Loans, do not require collateral, while others may need security, depending on the loan amount and risk assessment.
Late payments may attract penalties or additional interest charges. Borrowers facing repayment challenges are encouraged to contact Vision Capital for possible restructuring options.
Vision Capital operates in various locations in Kenya, with its headquarters at Mbolu Malu Rd., Mbitini House, 2nd Floor, Machakos. Customers can also access services via phone or online platforms.